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Insurance Information

Basin EyeCare Center works with many insurance carriers and payment plans.

To see if we work with your insurance carrier or vision care plan, please call our office for assistance. Our friendly and knowledgeable staff will be happy to answer any questions you may have.

Insurance Carriers

Types of Eye Exams

Eye exams are typically categorized into two distinct types, Comprehensive and Medical.

Comprehensive

A typical eye exam with a refraction. Used to determine a current glasses and/or contact lens prescription as well as the general health of the eyes.

Medical

A more specific and expansive type of eye exam, performed in case of eye diseases or conditions. Conditions considered for a medical exam are diabetes, cataracts, glaucoma, macular degeneration, continued use of high risk medication, etc.

Use Your Flexible Spending Account at Basin EyeCare

A Flexible Spending Account, FSA, is a tax advantaged account managed by your employer to be used for qualifying medical, dental, and vision expenses. By making before-tax contributions, employees can reduce their taxable income; resulting in larger paychecks after tax.


Your FSA/HSA allowances are available at the start of your “coverage period”, usually beginning January 1st and ending December 31st of the same year. Typically allowances need to be used within this period.


FSA/HSA money can be used with or without vision insurance and are very effective at reducing or eliminating out of pocket expenses.

Areas of Vision Coverage:

  • Comprehensive vision exam
  • Medical eye exam
  • Eyeglasses including readers
  • Prescription sunglasses
  • Contact lenses and related cleaning/storage solutions

Coverage varies from company to company, be sure to check with your Human Resources department to find out the details of your plan.

Medicare Coverage:

  • Medicare part B covers a yearly medical eye exam and some preventative and diagnostic eye exams. Deductibles and co-payments apply.
  • Medicare does not cover routine eye exams for eyeglasses or contact lenses. Patients must pay for the refractive portion of a medical exam, as well as any glasses or contact lenses.
  • Dr. Creed and Dr. Hutzell provide medical eye care for many eye conditions such as diabetes, cataract, glaucoma, macular degeneration, and others.
  • Medicare will only pay for the first pair of glasses after cataract surgery. Never after a medical eye exam.